Small benefit if you use rewards cards or store loyalty programs. Most families at this income level don't earn many points, so impact is limited.
$30,000-$60,000
Moderate benefit for families who use credit card rewards or store programs regularly. Protection helps keep the value of points you've earned from being reduced.
$60,000-$100,000
Good benefit since families at this level often use rewards credit cards and loyalty programs more. Protects the value of points earned through regular spending.
Over $100,000
Strong benefit since higher-income families typically earn the most rewards points through credit cards and travel programs. Protects valuable points collections.
What you can do right now
Your voice carries more weight when it comes from the people a policy affects.
A new law, called the Protect Your Points Act of 2026, aims to protect reward points that customers earn from credit cards, airlines, and stores. The U.S. Senate introduced this bill in March 2026. The law would set rules so companies cannot unfairly take away or reduce the points our community members have earned and saved.