Helps replace damaged belongings and covers repairs when insurance says no. Lower-income families often have less insurance coverage, so this program fills bigger gaps for them.
$30,000-$60,000
Provides backup help when insurance doesn't cover everything. Can help rebuild homes to be safer from future floods.
$60,000-$100,000
Offers some help with flood damage costs that insurance doesn't cover. May need to meet higher building standards when rebuilding.
Over $100,000
Provides limited help since higher earners typically have better insurance. Must follow stricter building rules that could add costs when rebuilding.
What you can do right now
Your voice carries more weight when it comes from the people a policy affects.
A.J. LouderbackTexas State Representative, District 30
The Texas Legislature is setting up a new Flood Recovery, Reimbursement, and Reconstruction Program to support people and businesses hurt by the July 2025 Hill Country floods. The program will reimburse property losses and encourage rebuilding in safer locations. It aims to help our communities recover while reducing the risk of future flood damage.
